Check Your Credit Score Daily
You are able to check your credit score every time you log into your consumer mobile banking app or online banking! Credit Score is a free service offered at Main Street Bank, powered by SavvyMoney®, to help you understand your current credit score, get access to your full credit report, provide credit monitoring alerts, show you how you can improve it and find helpful information and tools to keep your information safe.
With the Credit Score service, you can:
- Check your credit score daily
- Monitor your credit for unusual activity
- Receive alerts for changes to your credit
- View your full credit report
- See what affects your credit score
- Simulate how future actions may impact your score
- Dispute items on your credit report
- Get tips on rebuilding credit & saving money
The Benefits of free Credit Score
Stay up-to-date on your score without affecting your credit.
Many people worry that by checking their credit score too much they will see their score drop. Using Main Street Bank’s Credit Score service to check your score is what is known as a “soft inquiry,” which does not impact your credit score.
Monitor your credit to prevent fraud and identity theft.
This service monitors your credit report daily and informs you by email if there are any big changes detected, such as: a new account being opened, a change in address or employment, if a delinquency has been reported or an inquiry has been made. Monitoring helps users keep an eye out for identity theft.
Use credit simulation tools for making smart credit decisions.
Credit score events help you visualize the relationship of your credit score with payment history, usage, or opening and closing of accounts. Use the credit score simulator to see the potential impact of opening new accounts or paying off balances. This interactive tool will simulate your credit scores before you actually take any actions.
Access helpful information to empower you.
With the Credit Score service, you have access to helpful articles and recommendations from Main Street Bank to help protect you. The articles, written by financial expert Jean Chatzky and the SavvyMoney team, provide helpful tips on how you can manage credit and debt wisely. The recommended offers from Main Street Bank provide additional solutions you can use to keep your personal information safe. Our goal is to empower you with the information to make the most out of your money.
How to View Your Score
- Log into your Main Street Bank consumer mobile banking app or online banking.
- Select Credit Score from the main menu.
- Track your credit score and money saving recommendations.
