Discover the credit card that is right for you.

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

With a Main Street Bank credit card, enjoy competitive rates and added benefits.

Apply Now

Low Rate

Features

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases (no grace period on cash advances)

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Apply Now

World / Preferred Points Rewards 

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months1
  • Competitive ongoing APR1
  • No annual fee
  • 25-day interest-free grace period on all purchases (no grace period on cash advance)

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Apply Now

 Mastercard® Personal Card Benefits

Car Rental Insurance

Airport ConciergeID Theft ProtectionGlobal Service

Cell Phone Coverage

Travel & Lifestyle Services*

Online Shopping / Delivery Discounts*

Certain restrictions apply to each benefit detailed in the applicable benefits brochure received with new credit cards.

How to Apply

Fax Completed Application

Card Service Center
877-809-9162

Mail Completed Application

Card Service Center
PO Box 569120
Dallas, TX 75356-9120