At Main Street Bank, your checking account may have a number, but you are much more than that to us! Your checking account options come with the benefits you want and the services you need.

See how our checking accounts stack up, and choose the best fit for you:

Neighborhood Rewards CheckingMain Street CheckingMain Street Interest CheckingBankOn Main Street Checking
Earns Interestxx✓x
Earns Rewards*✓xxx
ATM Fee Refunds*✓xxx
Online Banking with Bill Pay✓✓✓✓
Mobile Banking & Mobile Deposit✓✓✓✓
e-Statements & e-Tax Forms✓✓✓✓
External Transfers✓✓✓✓
Mobile Wallet ✓✓✓✓
Receive Direct Deposits 1 Business Day Early✓✓✓✓
Minimum BalanceNo minimum balanceNo minimum balance$500.00No minimum balance
Minimum Deposit to Open$10.00$10.00$10.00$10.00
Monthly FeeNo monthly feeNo monthly fee$5.00 (1)No monthly fee
Per Check FeeNo per check feeNo per check fee$0.25 (2)No per check fee
Overdraft and Insufficient Funds Fees May Apply✓✓✓No overdraft or insufficient funds fees (3)
Open OnlineOpen OnlineOpen OnlineOpen Online
Learn MoreLearn MoreLearn MoreLearn More

(1) $5.00 monthly maintenance fee applies if account daily balance falls below $500.

(2) $0.25 per check fee applies if account daily balance falls below $500.

(3) See our BankOn Main Street Summary of Fees.

See our Retail Summary of Fees. All accounts are subject to account opening processes and standards, and such standards must be met for any new account to be opened.