Why Main Street Bank?

At Main Street Bank, our team of entrepreneurial lenders specializes in offering flexible cash flow terms designed to facilitate the acquisition of entrepreneurial businesses by private equity groups, independent sponsors, and family offices in the lower middle market. We are committed to ensuring predictable deal execution, delivering results on time and in accordance with agreed-upon terms.

Parameters

• EBITDA: $0.5 to $5MM
• Industry: Any industry –ideally B2B with highly recurring and/or re-occurring cash flows and customers
• Loan Size: $2MM – $10MM, with appetite to fund add-on acquisitions
• Structure: Cash Flow Term Loans, 5-7 Years, rate fixed at close – NOT dependent on assets or collateral

• % of Enterprise Value: up to 50%, including rollover equity, earn-outs and other contingent payments
• Guarantees: None
• Security: 1st Lien Senior Secured
• Geography: New England and New York based borrowers; Equity anywhere

Meet Brent

Brent Mathews, Senior Vice President Commercial Lender

With over 20 years of diverse credit product experience, Brent specializes in empowering businesses through acquisitions and recapitalizations, particularly for privately owned companies, private equity groups, family offices, and independent sponsors.